Updated on 28th Feb, 2015
      
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING OUR WEBSITE:
 
This Agreement is made between us and you as a site visitor and /or Member ("You").

This Agreement set forth the legally binding terms of your use of our site at its services located at URL http://viewpublish.com
By using and/or visiting our website, (collectively, including all content available through these domain name (or sub-domain name), or the "viewpublih Website" or "Website",) you signify your assent to both these terms and conditions ("Terms of Use") and the terms and conditions of our Privacy Policy, which are published, and which are incorporated herein for reference. In addition, when using particular services provided by us such as viewing any page, clips, or participating in any contests, forum you shall be subject to any additional guidelines or rules applicable to such services. Kindly print these terms of use or save a copy of these terms of service for your records. If you do not agree to any of these terms, then please do not use these website.
       
  1. THE PROVISIONS GOVERNING YOUR USE OF THE WEBSITE(s)   
  2.  
We, Mundhra Services Pvt Ltd., having its principal place of business at 123, Bangur Avenue, C Block, Kolkata, West Bengal, India. The Website is controlled from India and is subject to the laws governing the Republic of India. You are only authorized to use the Website (regardless of whether your access or use is intended) if you agree to abide by all applicable laws and to these Terms of Use and the privacy policy referred to in Clause 1 above . We reserve the right at any time to: change the terms of this Agreement; change the Services, including eliminating or modifying any content on or feature of the Site; or change/charge any fees or charges for use of the Services. Any changes we make will be effective immediately on notice, which we may give either by posting the new Agreement on the Site or via electronic mail. Your use of the Services after such notice will be deemed acceptance of such changes. Be sure to review this Agreement periodically to ensure your familiarity with the most current version. You will always be able to tell when the version was last updated by checking the "Last Revised" date in the header of this agreement.
Please note that these Terms of Use apply to all Users of the Website, including Users who are also contributors of information, and other materials or services on the Website. The Website may contain links to third party websites that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party websites. In addition, We will not and cannot censor or edit the content of any third-party site. By using the Website, you expressly relieve us from any and all liability arising from your use of this Website and any third-party website as aforesaid. Accordingly, we encourage you to be aware when you move out of the our Website and to read the terms and conditions and privacy policy of each other website that you visit.
    1. You are solely responsible for the content including without limitation, the text, software, scripts, graphics, photos, sounds, music, videos, interactive features and the like ("Content") that you post on the Website, and any material or information that you transmit to other Members and for your interactions with other Users. We do not endorse and has no control over the Content. Content is not necessarily reviewed by us prior to posting and does not necessarily reflect the opinions or policies of us. We make no warranties, express or implied, as to the Content or to the accuracy and reliability of the Content or any material or information that you transmit to other Members
    1. We hereby grants you permission to use the Website as set forth in these terms of use, provided that: (i) your use of the Website as permitted is solely for your personal, non-commercial use; (ii) you will not copy or distribute any part of the Website in any medium without our prior written authorization; (iii) you will not alter or modify any part of the Website other than as may be reasonably necessary to use the Website for its intended purpose; and (iv) you will otherwise comply with the terms and conditions of these Terms of Use.
    1. In order to access features of the Website, you will have to create an account. You may never use another Member's account without permission. When creating your account, you must provide accurate and complete information. You are solely responsible for the activity that occurs on your account, and you must keep your account password secure. You must notify us immediately of any breach of security or unauthorized use of your account. Although we will not be liable for your losses caused by any unauthorized use of your account, you may be liable for the losses of us or others due to such unauthorized use. In consideration of your use of the Site and Services, you agree, where information is requested, to provide true, accurate, current, and complete information about yourself, and to maintain and update it promptly. You agree that if any information you provide is false, inaccurate, not current, or incomplete, we may terminate your use of the Site and/or the Services. You are responsible for maintaining the confidentiality of your password, and agree not to transfer your use of or access to the Site or Services to any third party. You are fully responsible for all activities that occur under your password or user name, including, without limitation, purchases. You agree to (a) immediately notify us of any unauthorized use of your password or user name or any other breach of security, and (b) ensure that you exit from your account at the end of each session. We are not liable for any loss or damage arising from your failure to comply with all of the foregoing obligations.
    1. KINDLY NOTE THAT WE PROHIBITS PORNOGRAPHY ON ITS SITE. Please choose carefully the information you post on the Website and that you provide to other Users. Your profile must not include any photographs containing nudity, or obscene, lewd, excessively violent, harassing, sexually explicit or otherwise objectionable subject matter. STRINGENT PENAL AND CRIMINAL ACTIONS WILL BE INITIATED AGAINST THOSE FOUND INDULGING IN ABOVE REFERRED ACTIVITIES. Any user or member who publishes or transmits or causes to be published in the electronic form, any material which is lascivious or appeals to the prurient interest or if its effect is such as to tend to deprave and corrupt people who are likely, having regard to all relevant circumstances, to read, see or hear the matter contained or embodied in it shall be strictly treated under the provision 67 of the Information Technology Act 2000 http://www.naavi.org/importantlaws/itbill2000/ch11.html and as per the provisions of Indian Penal Code and other appropriate statutes applicable in that scenario. Despite this prohibition, information provided by other Members (for instance, in their profile) may contain inaccurate, inappropriate, offensive or sexually explicit material, products or services, and we assumes no responsibility or liability for this material. If you become aware of misuse of the services provided by us by any person, please contact us at feedback@taxpointindia.com
    1. We reserves the right, in its sole discretion, to reject, refuse to post or remove any Content (including private messages) posted by you, or to restrict, suspend, or terminate your access to all or any part of the our Website at any time, for any or no reason, with or without prior notice, and without liability. We expressly reserves the right to remove your profile and/or restrict, suspend, or terminate your access to any part of the Website if we determines, in its sole discretion, that you pose a threat to Website and/or its Users.
    1. You agree not to use or launch any automated system, including without limitation, "robots," "spiders," "offline readers," etc., that accesses the Website in a manner that sends more request messages to the servers in a given period of time than a human can reasonably produce in the same period by using a convention on-line web browser. Notwithstanding the foregoing, we grants the operators of public search engines permission to use spiders to copy materials from the site for the sole purpose of creating publicly available searchable indices of the materials, but not caches or archives of such materials. We reserves the right to revoke these exceptions either generally or in specific cases. You agree not to collect or harvest any personally identifiable information, including account names, from the Website, nor to use the communication systems provided by the Website for any commercial solicitation purposes. You agree not to solicit, for commercial purposes, any users of the Website with respect to their User Submissions (defined below).
    1. Use of and membership in the Website is void where prohibited. By using the Website, you represent and warrant that (a) you are 16 years of age or above (b) your use of the Website do not violate any applicable law or regulation. Your profile may be deleted and your membership may be terminated without warning, if we believe that you are less than 16 years of age.

BELOW 16
The Site is NOT directed to or intended for people under the age of 16 (Sixteen). Users less than Sixteen (16) years of age may not register to use the Site. We do not knowingly collect any personal information from users under the age of sixteen. If you are a parent of a child under the age of sixteen and you have questions about our Site or Privacy Policy, please feel free to contact the our Privacy Coordinator at feedback@taxpointindia.com.       

Those between the age of sixteen and eighteen are to provide either of their parents Email ID and an Email will be send informing that their ward has registered him/her to use our services. Parent of such wards will be legally bound by any acts/deeds/Violation of our Terms of Use & Privacy Policy by their wards.

These Terms of Use shall remain in full force and effect while you use the Website or continue to be a Member. You may terminate your membership at any time, by simply writing in at feedback@taxpointindia.com. We may terminate your membership at any time, without warning. Even after membership is terminated, these Terms of Use will remain in effect and continue to bind you accordingly.

  1. You acknowledge that we reserve the right to charge for the services on the Website and to change its fees from time to time at our discretion. If we terminate your membership because you have breached these Terms of Use, you shall not be entitled to become a member of Website again.
    1. The Website including the services provided on the Website are for the personal use of Members only and may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. Illegal and/or unauthorized use of the Website, including collecting usernames and/or email addresses of Members by electronic or other means for the purpose of sending unsolicited email or unauthorized framing of or linking to the Website is prohibited. Commercial advertisements, affiliate links, and other forms of solicitation may be removed from Member profiles without notice and may result in termination of membership privileges. Appropriate legal action will be taken for any illegal or unauthorized use of the services.
    2.  
  1. INTELLECTUAL PROPERTY RIGHTS
    The content on the Website, except all User Submissions (as defined below), including without limitation, the text, software, scripts, graphics, photos, sounds, music, videos, interactive features and the like ("Content") and the trademarks, service marks and logos contained therein ("Marks"), are owned by or licensed to us, subject to copyright and other intellectual property rights under Indian laws and conventions. Content on the Website is provided to you AS IS for your information and personal use only and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners and us. We reserves all rights not expressly granted in and to the Website and the Content. You agree not to engage in the use, copying, or distribution of any of the Content other than expressly permitted herein, including any use, copying, or distribution of User Submissions of third parties obtained through the Website for any commercial purposes. You agree not to circumvent, disable or otherwise interfere with security related features of the Website or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Website or the Content therein.
  2.  
  1. IMPORTANT USAGE CONDITIONS AND RELATED PROVISIONS   
    1. The Website may now or in the future permit the submission of videos or other communications submitted by you and other users ("User Submissions") and the hosting, sharing, and/or publishing of such User Submissions. You understand that whether or not such User Submissions are published, we do not guarantee any confidentiality with respect to any submissions.
    1. You shall be solely responsible for your own User Submissions and the consequences of posting or publishing them. In connection with User Submissions, you affirm, represent, and/or warrant that:
    2.  
      1. you own or have the necessary licenses, rights, consents, and permissions to use and authorize us to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all User Submissions to enable inclusion and use of the User Submissions in the manner contemplated by the Website and these terms of use; and
      2.    
      3. You have the written consent, release, and/or permission of each and every identifiable individual person in the User Submission to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of the User Submissions in the manner contemplated by the Website and these terms of use. For clarity, you retain all of your ownership rights in your User Submissions. However, by submitting the User Submissions to us, you hereby grant us a worldwide, non-exclusive, royalty-free, sublicense-able and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Submissions in connection with the Website and our (and its successor's) business, including without limitation for promoting and redistributing part or all of the Website (and derivative works thereof) in any media formats and through any media channels. You also hereby grant each user of the Website a non-exclusive license to access your User Submissions through the Website, and to use, reproduce, distribute, prepare derivative works of, display and perform such User Submissions as permitted through the functionality of the Website and under these terms of use.
             
    3. In connection with User Submissions, you further agree that you will not:
             
      1. submit material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have written permission from their rightful owner to post the material and to grant us all of the license rights granted herein;
      2.      
      3. publish falsehoods or misrepresentations that could damage us or any third party;
      4.      
      5. submit material that is unlawful, obscene, defamatory, libelous, scandalous, threatening, pornographic, harassing, hateful, racially or ethnically offensive, or encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any law, or is otherwise inappropriate;
      6.      
      7. post advertisements or solicitations of business:
      8.      
      9. Impersonate another user. We do not endorse any User Submission or any opinion, recommendation, or advice expressed therein, and we expressly disclaim any and all liability in connection with User Submissions. We does not permit copyright infringing activities and infringement of intellectual property rights on its Website, and we will remove all Content and User Submissions if properly notified that such Content or User Submission infringes on another's intellectual property rights. We reserve the right to remove Content and User Submissions without prior notice. We also terminate a User's access to its Website, if they are determined to be a repeat infringer. A repeat infringer (except in the case of pornographic content) is a User who has been notified of infringing activity more than twice and/or has had a User Submission removed from the Website more than twice.             
      We also reserves the right to decide whether Content or a User Submission is appropriate and complies with these Terms of Use for violations other than copyright infringement and violations of intellectual property law, such as, but not limited to, pornography, obscene, scandalous or defamatory material, of excessive length. We may remove such User Submissions and/or terminate a User's access for uploading such material in violation of these Terms of Use at any time, without prior notice and at its sole discretion.    
    1. In particular, if you are a copyright owner or an agent thereof and believe that any User Submission or other content infringes upon your copyrights, you may submit a notification of the same to feedback@taxpointindia.com with the following information in writing:
      1. A physical or electronic signature of a user authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
      1. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; 
      1. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material; 
      1. Information reasonably sufficient to permit the service provider to contact you, such as an address, telephone number, and, if available, an electronic mail; 
      1. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
      1. A statement that the information in the notification is accurate, and under penalties of misrepresentation and other applicable laws, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
    1. You understand that when using the Website, you will be exposed to User Submissions from a variety of sources, and that We are not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such User Submissions. You further understand and acknowledge that you may be exposed to User Submissions that are inaccurate, offensive, indecent, or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Website with respect thereto, and agree to indemnify and hold us, its owners/operators, affiliates, and/or licensors, harmless to the fullest extent allowed by law regarding all matters related to your use of the site.
    1. The following is a partial list of the kind of Content that is illegal or prohibited to post on or through the our services. We reserves the right to investigate and take appropriate legal action against anyone who, in our sole discretion, violates this provision, including without limitation, removing the offending communication from the Website and terminating the membership of such violators. Prohibited Content includes, but is not limited to Content that, in the sole discretion of us:
1. is patently offensive and promotes racism, bigotry, hatred or physical harm of any kind against any group or individual;     

2. harasses or advocates harassment of another user; 

3. exploits people in a sexual or violent manner;

4. contains nudity, violence, or offensive subject matter or contains a link to an adult website;

5. solicits personal information from anyone under 18;

6. provides any telephone numbers, addresses, last names, URLs or email addresses;

7. promotes information that you know is false or misleading or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libelous;

8. promotes an illegal or unauthorized copy of another person's copyrighted work, such as providing pirated computer programs or links to them, providing information to circumvent manufacture-installed copy-protect devices, or providing pirated music or links to pirated music files;

9. involves the transmission of "junk mail," "chain letters," or unsolicited mass mailing, instant messaging, "spimming," or "spamming";"phishing"

10. contains restricted or password only access pages or hidden pages or images (those not linked to or from another accessible page);

11. furthers or promotes any criminal activity or enterprise or provides instructional information about illegal activities including, but not limited to making or buying illegal weapons, violating someone's privacy, or providing or creating computer viruses;

12. solicits passwords or personal identifying information for commercial or unlawful purposes from other Users;

13. involves commercial activities and/or sales without our prior written consent such as contests, sweepstakes, barter, advertising, or pyramid schemes;

14.  includes a photograph of another person that you have posted without that person's consent; or

15. uses sexually suggestive imagery or any other unfair, misleading or deceptive Content intended to draw traffic to the profile.

16. criminal or tortures activity, including child pornography, fraud, trafficking in obscene material, drug dealing, gambling, harassment, stalking, spamming, sending of viruses or other harmful files, copyright infringement, patent infringement, or theft of trade secrets;

17. Advertising to, or solicitation of, any Member to buy or sell any products or services through the our services. You may not transmit any chain letters or junk email to other Members. It is also a violation of these rules to use any information obtained from the Website in order to contact, advertise to, solicit, or sell to any Member without their prior explicit consent. In order to protect our Members from such advertising or solicitation, we reserves the right to restrict the number of emails which a Member may send to other Members in any 24-hour period to a number which we deems appropriate in our sole discretion. If you breach any provisions of these Terms of Use and send unsolicited bulk email, instant messages or other unsolicited communications of any kind through the Website, you acknowledge that you will have caused substantial harm to Website, but that the amount of such harm would be extremely difficult to ascertain.

18.  covering or obscuring the banner advertisements on your personal profile page, or any our page via HTML/CSS or any other means;

19.  any automated use of the system, such as using scripts to add friends or send comments or messages;

20.  interfering with, disrupting, or creating an undue burden on the Website or the networks or services connected to us;

21.  attempting to impersonate another Member or person;

22.  copying our code and embedding it into other profiles or asking other Members to embed it into their profiles;

23.  using the account, username, or password of another Member at any time or disclosing your password to any third party or permitting any third party to access your account;

24.  selling or otherwise transferring your profile;

25.  using any information obtained from the Website in order to harass, abuse, or harm another person;

26.  displaying an advertisement on your profile, or accepting payment or anything of value from a third person in exchange for your performing any commercial activity on or through the Website on behalf of that person, such as placing commercial content on your profile, posting blogs or bulletins with a commercial purpose, selecting a profile with a commercial purpose, or sending private messages with a commercial purpose; or

27.  Using the Website in a manner inconsistent with any and all applicable laws and regulations.

  1. You are solely responsible for your interactions with other Website Members. We reserve the right, but have no obligation, to monitor disputes between you and other Members.
    1. Use of the Website is also governed by our privacy policy, which is incorporated into these Terms of Use by this reference 
        
  1. DISCLAIMERS

YOU AGREE THAT YOUR USE OF THE WEBSITE SHALL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE, ITS OFFICERS, OWNER, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND YOUR USE THEREOF. WE MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THIS SITE'S CONTENT OR THE CONTENT OF ANY SITES LINKED TO THIS SITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE TAXPOINTINDIA WEBSITE. TAXPOINTINDIA DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE WEBSITE OR ANY HYPERLINKED WEBSITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND TAXPOINTINDIA WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.    

INCLUSION OF ANY LINKED WEBSITE ON THE WEBSITE DOES NOT IMPLY APPROVAL OR ENDORSEMENT OF THE LINKED WEBSITE BY US. WHEN YOU ACCESS THESE THIRD-PARTY SITES, YOU DO SO AT YOUR OWN RISK. WE TAKES NO RESPONSIBILITY FOR THIRD PARTY ADVERTISEMENTS WHICH ARE POSTED ON OUR WEBSITE OR THROUGH OUR SERVICES, NOR DOES IT TAKE ANY RESPONSIBILITY FOR THE GOODS OR SERVICES PROVIDED BY ITS ADVERTISERS. WE ARE NOT RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY USER OF OUR SERVICES. WE ASSUMES NO RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, OR ALTERATION OF, ANY USER OR MEMBER COMMUNICATION. WE ARE NOT RESPONSIBLE FOR ANY PROBLEMS OR TECHNICAL MALFUNCTION OF ANY TELEPHONE NETWORK OR LINES, COMPUTER ONLINE SYSTEMS, SERVERS OR PROVIDERS, COMPUTER EQUIPMENT, SOFTWARE, FAILURE OF ANY EMAIL OR PLAYERS DUE TO TECHNICAL PROBLEMS OR TRAFFIC CONGESTION ON THE INTERNET OR ON ANY OF OUR SERVICES OR COMBINATION THEREOF, INCLUDING ANY INJURY OR DAMAGE TO USERS OR TO ANY PERSON'S COMPUTER RELATED TO OR RESULTING FROM PARTICIPATION IN CONNECTION WITH OUR SERVICES. UNDER NO CIRCUMSTANCES SHALL WE BE RESPONSIBLE FOR ANY LOSS OR DAMAGE, INCLUDING PERSONAL INJURY OR DEATH, RESULTING FROM USE OF OUR SERVICES, ATTENDANCE AT OUR EVENT, FROM ANY CONTENT POSTED ON OR THROUGH OUR SERVICES, OR FROM THE CONDUCT OF ANY USERS OF OUR SERVICES, WHETHER ONLINE OR OFFLINE. OUR SERVICES ARE PROVIDED "AS-IS" AND AS AVAILABLE AND WE EXPRESSLY DISCLAIMS ANY WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. WE CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF OUR SERVICES.

All rights are reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form, by any means, electronic, mechanical, photocopy, recording or otherwise, without written permission of us.

Errors, omissions and/or discrepancies may not be fully ruled out in spite of best care to avoid them. The material is sold or exhibited subject to the condition that the course creator, publisher, designer and web-master neither severally nor jointly undertake any liability in respect of any damage, injury or loss caused to a purchaser or any person who so ever by reason of sale or exhibition. Anybody intending to purchase the any material or use any material of it as found in any public or private display is under obligation to subject himself to the jurisdiction of the deciding forum at Kolkata only in case of resulting from such purchase or use. Also, may it be please noted that anybody infringing the work in any way or shape shall do so at his loss or peril and render himself liable accordingly under the relevant law or laws.  
         
The calculators are intended to provide illustrative examples based on stated assumptions and your inputs. Calculations are meant as estimates only and are not intended to be kept or used for any practical purpose. They are based on information from sources believed to be reliable and accurate and are not intended to be used as a substitute for professional advice. The calculators are not intended to be relied on for the purposes of making a decision in relation to a financial product, including a decision in relation to a particular benefit, fund, or strategy. User should consider obtaining advice from a professional before making any decision. Actual outcomes will depend on a range of factors outside the control of us. We expressly disclaims all liability and responsibility to any person who relies, or partially relies, upon anything done or omitted to be done by this service.

  1. LIMITATION OF LIABILITY
IN NO EVENT SHALL WE, ITS OFFICERS, OWNER, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA OUR WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.   
YOU SPECIFICALLY ACKNOWLEDGE THAT WE SHALL NOT BE LIABLE FOR USER SUBMISSIONS OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU.  
The Website is controlled and offered by us from its facilities in India. We make no representations that the Website is appropriate or available for use in all locations. Those who access or use the Website from other location do so at their own volition and are responsible for compliance with applicable laws.       
  1. INDEMNITY
You agree to defend, indemnify and hold harmless to us, its parent corporation, officers, owner, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Website; (ii) your violation of any term of these Terms of Use; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that one of your User Submissions caused damage to a third party. This defense and indemnification obligation will survive these Terms of Use and your use of the Website.     
  1. ABILITY TO ACCEPT TERMS OF USE

    You affirm that you are either more than 16 years of age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use.
  1. ASSIGNMENT

    These Terms of Use, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by us without restriction.  
  1. PAID SERVICES

    Paid services provided by us is not transferable. Further, by accessing any paid services provided by this website you agree to be bound by the following terms and conditions which you should read carefully.

The company (and website) may change these conditions at any time without any prior notice. By your continued access and use of this website, you agree to be bound by the latest version of the site terms and conditions. Please check these periodically for any changes that may have been made.

1. Disclaimer

    • We use our reasonable endeavors to ensure the accuracy of the information provided on the website and service rendered by us.
    • We do not warrant or guarantee the accuracy, reliability or legality of any of the information contained in the website.
    • We makes no warranty that the contents of this site are free from infection by viruses or anything else which has contaminating or destructive properties.
    • We Reserve the right, at our discretion, from time to time to make changes to the information provided on the website service, or to alter the nature of the service.
    • We will not be liable under any circumstances whatsoever for any direct, indirect, consequential, punitive or special damages arising from your use of the these service.
    • We will not guarantee the availability of the website or these service during maintenance of the website.
    • We Will not be responsible for the site content provided by advertisers including product/service performance claims, advertisement and/or sales promotions is the sole responsibility of such advertisers and they alone shall be liable for all disputes and liabilities arising therefrom and we will in no way be responsible for it. we and its affiliates, associates, agents or employees shall not be liable, at any time for any damages (including, damages for loss of profits or loss of business) arising in contract, or otherwise from the use of or inability to use the Site, or any of its contents, or from any act(s) or omission(s) a result of using the Site or any such contents or for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorised access to, alteration of, or use of information contained on the site.
    • We have compiled data from a variety of sources on this website and reserve the right, in our sole discretion, to correct any errors or omissions in any portion of the site. We may make any other changes to the site, the materials and the products, programs, services or prices (if any) described in the site at any time without notice.
    • You are therefore advised to check the information provided to you through this website as any reliance that you place on the accuracy of that information is at your own risk.

2. Restriction on Use of the Our Service    

  • Users are permitted to read data and/or graphics from the site, for their personal and non-commercial use only. User agrees that no copies of these pages shall be saved to disk or to any other storage medium, in any circumstances. If user or any person found guilty, legal action shall be initiated against him. Further, access right given on payment basis is subject to other restriction(s) (like number of view or duration, etc.) imposed for particular course or quiz
  •     
  • You may not integrate the site service into another internet/extranet except through our permission in writing from us. Unauthorised access, redistribution, transmission and/or dealing with any information contained in these site, re- production in any other manner, either in whole or in part, is strictly prohibited, failing which strict legal action will be initiated against such users. You may not use automated scripts, software, spiders or any other automated means to perform searches on this website. Any attempt to extract or download significant amounts of data from this website or to compile a database from data obtained from this website is strictly forbidden. Please e-mail: feedback@taxpointindia.com for more information about such access. You are only entitled to use the information provided on the website in responsible ways and this information may not be used in any malicious, illegal or anti-social activity. We reserve the right to suspend any accounts where a user has supplied us with a false information.

3. Intellectual Property

  • The data and information contained on the website service, the software used to operate it and the trade marks, logos and other intellectual property used in connection with it are the property of us. No licence of any such intellectual property rights is granted to you as a result of your use of the our service.

4. Our Rights

  • Send you e-mails relating to your registration, purchase and account, including site upgrades. Keep a log file of all searches and activities, which can be made available to data subjects and/or the law enforcement authorities.

5. Cookies

  • By accessing our Site(s), you permit us to put our cookies on your hard disc. You may, if you please, refuse cookies sent by us.

6. Hyper Text Links to Third Party Sites

  • We may provide, through this Site, links to Web sites operated by others. If you decide to visit any linked site, you will be doing so at your sole risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. We donot warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that taxpointindia.com or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of our.    

7. Information Provided By Users

  • You agree that any material, information, and ideas that you transmit to this site shall become the property of us. No Transmissions shall be treated as confidential and proprietary and we shall be under no obligation with regard to such information and shall be free to use, disclose, reproduce or distribute it to others without restriction. We shall also be free to use any ideas, concepts, know-how, or techniques contained in such information for any purpose whatsoever. You further agree that we may use information about your demographics and use of this site in any manner. You agree, and are hereby put on notice, that you are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, inflammatory, pornographic, or profane material or any other material that could give rise to any civil or criminal liability under law. You are solely responsible for the content of any comments you make. we does not solicit information from you for hosting on the website. Any information you send is sent so by you voluntarily and so we are  not liable to pay you any consideration for hosting the information sent.

8. Indemnity

  • In consideration of posting the information sent by users on our website or obtained through the means of a cookie or sent by users; Users undertake to indemnify us and keep it indemnified against all proceedings, claims, expenses and liabilities whatsoever which may be taken or made against or incurred by us or by reasons of the premises.

9. Endorsements

  • All Product and Services marks contained herein that are not taxpointindia.com or taxpointindia.com marks are the trademarks of their respective owners. References that we make to any names, marks, products or services of third parties or information do not, unless otherwise indicated, constitute or imply our endorsement, sponsorship or recommendation of the third party, information, product or service.

10. Jurisdiction as per Indian Laws

  • These conditions shall be governed by and construed in accordance with Indian laws. All disputes are subject to jurisdiction of the courts of Kolkata, India. This website can be accessed from any place around the world. However, by accessing this website you agree that the laws of India, without regard to rules relating to conflict of laws, will apply to all matters relating to your use of this website. Users of this website accessing it from places outside of India acknowledge that they do so voluntarily and are responsible for complying with local laws. We reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, at the sole discretion of us
  • These Site Terms and conditions constitute the entire agreement between the parties with respect to the subject matter hereof and this supersedes and replaces all previous or coexisting understandings/agreements, written/oral, with respect to the subject matter. If any of these conditions is determined by a court of competent jurisdiction to be illegal, invalid or otherwise unenforceable, that provision shall be severed from these conditions and the remaining provisions shall continue in full force and effect.

11. For any issue or query

  • In case you have any issue/query, you may send mail on email feedback@taxpointindia.com and will be resolved on the basis of severability of the complaint. Further, other general terms of uses are also applicable to the user of these paid services.    

12. Refund Policy

  • The educational courses, study material, quizzes or other services provided on our website, once sold cannot be refunded. Accordingly, no refund of sale consideration would be possible in any circumstances. However, if you are erroneously charged twice for the same transaction, the same will be refunded. 
    
GENERAL
    

You agree that: (i) the Website shall be deemed solely based in India; (ii) the section titles in this Agreement are for convenience only and have no legal or contractual effect; (iii) nothing in these Terms of Use shall be deemed to constitute a partnership or a joint venture between the you and us. Nothing contained in these Terms of Use shall constitute you as the agent of our or otherwise entitle you to have authority to bind us for any purpose. and (iv) any claim or dispute between you and us that arises in whole or in part from the Website shall be decided exclusively by a court of competent jurisdiction located in Kolkata, India. You and we shall be bound to submit all disputes howsoever arising out of or in connection with the use of the Website to arbitration to one (1) arbitrator nominated and appointed by us. The arbitration shall in all matters be governed by the Arbitration and Conciliation Act, 1996. The place of arbitration shall be Kolkata, India. The language to be used in the arbitration proceedings shall be English. The award of the arbitration proceedings .will be final and binding on both you and us to the extent permissible in law. These Terms of Use together with the privacy policy and any other legal notices published by us on the Website shall constitute the entire agreement between you and us concerning the Website. If any provision(s) of these Terms of Use are deemed invalid by a court of competent jurisdiction, the invalidity of such provision(s) shall not affect the validity of the remaining provisions of these Terms of Use, which shall remain in full force and effect. No waiver of any of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision. We reserves the right to amend these Terms of Use at any time and without notice, and it is your responsibility to review these Terms of Use for any changes. Your use of the Website following any amendment of these Terms of Use will signify your assent to and acceptance of its revised terms. YOU AND WE AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE WEBSITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.